Ways to Save

Aug 11, 2016

A recent study found that nearly all Americans live paycheck to paycheck.  This means that if just one bad thing happens in your life then you can find yourself unable to pay your bills.  Being unable to pay your bills, as we all know, can lead to poor credit, repossessions, and in some cases lawsuits.  So unless you are able to make more money what can you do?   Well here are 4 simple ways to save money each month so that you can start to build a savings.

Cut The Cable (or Sattelite)

If you have cable or sattelite tv you are probably paying at least $50-$100 a month.  If you were to stop paying for that and say just switch to a streaming site like Netflix, which is only $9.99 a month you can still have plenty of hours of entertainment and save money every single month.

Cook Your Meals

The average person spends anywhere from $200-$500 every month "going out".  This means going to restaurants, bars, movie theatres, etc.  Not only are those places expensive but then you also are obligated to tip the server.  This can add up very quickly.  Consider this, the average cost of a beer at a bar is $3.50 while the average cost of buying a 6 pack is just $6.99.   So right there you have earned 4 free beers and that doesn't even include the tip cost.  Also, if you start cooking at home you likelier to eat healthy meals than if you had ordered at a restaurant.  This has the added benefit of not only saving you money but also helping you shed some pounds.

Use Coupons

If you have ever seen that show "Etreme Couponing" you know just how much money can be saved with coupons.  There have even been episodes where the store had to actually pay the customer cash at the end of the transaction.  Now while you don' have to be as obsessive as the people on the show you will notice that you can really start to save if you just clip the coupons that come in your sunday paper.

Car Pool

Now even though gas prices are pretty low right now they still cost money.  If you are able to have a coworker that lives near you and you convince them to carpool and split the gas cost you will save yourself plenty of money each week.  This will add up quick.

 



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