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The Credit Clinic

424 E. Southern Ave. #101
Tempe, AZ 85282
(480) 557-7400

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The Credit Clinic is a small sized credit repair company located in Tempe, Arizona.  Their website lists their phone number as a local number.  This is always a cause for concern.  When a company only has a local number it leads to questions on whether or not they can handle clients out of their state or if so small that they cannot afford a toll free number.   Generally, what we have found with companies that only have local is that they are usually extremely small and may only have 1 or 2 employees.   When a company is that small what happens to your credit and money if they run out of money, take another job, or simply go on vacation?   Who will be there to handle your case?   If you do have a consultation with them these are questions we recommend asking.

  • Results:  The Credit Clinic has posted a few testimonials and copies of real results on their website for you to view.  With any testimonial it is hard to verify the authenticity of them and with no consumer reviews for them online it is hard for us to judge the quality of their results.
  • Experience:  The experience of The Credit Clinic is hard to determine.  The company was founded in 2003 but we can find no information on the experience of the ownership or company directors.  Generally speaking if a company has a lot of experience in the credit repair industry or even in the lending industry they will promote that.  With The Credit Clinic they do not provide any information in regards to their background in the industry.
  • Types of Programs Offered:   The Credit Clinic offers a standard dispute program but they do not offer any program for establishing new positive credit.  When you are looking to improve your credit score it involves much more than just removing the negatives and inaccuracies from your credit report.
  • Pricing and Value:  The Credit Clinic Program has an initial cost of $179 followed by $99 a month.  With no independent consumer reviews online it is hard to judge the value of their program.
  • Guarantee The website for The Credit Clinic does not disclose what if any money back guarantee they may have.  When a company has strong belief in the services they provide they will generally offer and promote a very customer friendly money back guarantee.  If a company does not promote any service money back guarantee it can be a cause for concern.   The Credit Clinic may indeed have one but it is not something that they advertise.
  • Reputation/Reviews We are unable to find any independent consumer reviews on The Credit Clinic.   This speaks to the size and scope of a company.   When a company is actively handling a large client base you should be able to find something in way of reviews on a company whether it is positive or negative.  When there are no reviews to be found on a company it generally means they are not handling enough clients to have a real presence.
  • Time of Program:  The Credit Clinic does not specify the time frame of their credit repair program.  You will need to call them for any program specifics.
  • Website Security The Credit Clinic does not include the ability to sign up online so website security is not an issue
  • Compliance:  We have no compliance issues with The Credit Clinic.

If you are looking at enrolling with The Credit Clinic it is important that you do all your research.  Just having a local phone number speaks volumes to the size and scope of the company. We recommend that you look into our top ranked companies before moving forward with another company.

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