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Credit Dr.

115A E. Main Street
Farmington, NM 87401
505-327-9225


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Credit Dr. is a small sized credit repair company located in Farmington New Mexico.  They appear to be a reputable company but there are some concerns.  The main concern is that do not have a toll free number.  Instead they just have a local number.  This can mean that they may not be able to help clients not located in their direct area.  Also, we have found that when a company does not have a toll free it usually means they are very small.  Sometime having as little as 1or2 employees.  When companies are this small there is always a risk of closure.  What happens to your credit and money if they run out of cash, take another job, or simply go on vacation?  Who will be there to help you?  These are definitly questions that need to be asked if you are deciding on enrolling with them.

  • Results:  Credit Dr. has testimonials but no copies of deletion posted on their website.  With any testimonial it is difficult to verfity the authenticity. 
  • Experience:  We are unable to find any information on the Credit Dr.'s start date or any information on the experience of the company’s owners or directors.  When a company has a strong history of credit experience it will usually be something that they advertise and promote on their website.
  • Types of Programs Offered  Credit Dr. has a program that only offers disputing your negative and inaccurate accounts from your credit reports.  They do not offer any means for building and establishing new positive credit lines.
  • Pricing and Value:  Credit Dr. does not quote their pricing on their website as each case is individually priced which makes it impossible to judge the value of their program.
  • Guarantee The website for Credit Dr. does not mention any service guarantee. This does not mean that they do not have one but it is not something they are wanting to advertise.
  • Reputation/Reviews:   We were unable to find any reviews of Credit Dr. on any independent websites.  This is most likely because of the small size of the company.  They may not be hanlding enough clients to have built a reputation on line.
  • Time of Program:  The length of commitment to the program is uncertain. This makes it difficult to set your credit repair goals and expectations before enrolling in their program.
  • Website Security Credit Dr. does not include the ability to sign up online so website security is not an issue
  • Compliance We have found no compliance issues with Credit Dr.

If you are looking at enrolling with Credit Dr. it is important that you do all your research as there is not much information to be on online.  Also, the company only has a local number and may only handle clients located in New Mexico.  We recommend looking into our top companies before moving forward with any company.

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