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Credit Firm, INC-Credit Firm USA

1309 N. Big Spring St.
Midland, TX 79701

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Credit Firm Inc is a small sized credit repair company located in Midland, Texas.  They appear to be a reputable company but there are some concerns.  The main concern is that do not have a toll free number.  Instead they just have a local number.  This can mean that they may not be able to help clients not located in their direct area.  Also, we have found that when a company does not have a toll free it usually means they are very small.  Sometime having as little as 1or2 employees.  When companies are this small there is always a risk of closure.  What happens to your credit and money if they run out of cash, take another job, or simply go on vacation?  Who will be there to help you?  These are definitly questions that need to be asked if you are deciding on enrolling with them.

  • Results:  Credit Firm Inc has testimonials but no copies of deletion posted on their website.  It is impossibe to verify the authenticity of any testimonial.
  • Experience Credit Firm Inc was started in 2010 but we are unable to find any information on the experience of the ownership or company directors.  When a company has a strong history in the credit industry we have found that will be something that they usually advertise.   The laws and regulations are ever complex and confusing and it is very important to have a company working for you that has plenty of experience.
  • Types of Programs Offered:   The Credit Firm Inc program includes disputes, credit coaching, and pay-for-delete negotiations
  • Pricing and Value:  We are unable to judge the value of the Credit Firm Inc program as their website does not disclose any pricing information.  You have to call them for any details.
  • Guarantee Credit Firm Inc does not mention any guarantee on their website.  Generally, when a company has confidence in their results they will have a very customer friendly guarantee that they will advertise clearly on their website.  Credit Firm Inc may indeed have a guarantee but it is not something that they advertise.
  • Reputation/Reviews  We were unable to find any reviews of Credit Firm Inc on any independent websites.  This is most likely due to the small size of the company.  They may not have handled enough clients to have built a reputation online.
  • Time of Program:  The length of commitment to the program is uncertain.   This makes it difficult to set goals and expectations for your credit repair as you enroll in the program.
  • Website Security:  Credit Firm Inc does not include the ability to sign up online so website security is not an issue
  • Compliance Credit Firm INC appears to be in compliance and is bonded and registered with the Secretary of the State of Texas

If you are looking at enrolling with Credit Firm Inc it is important that you do all your research.  The company only has a local Texas phone number and may not handle non Texas clients. If you have any questions or concerns regarding their services you can always bring them up with them directly.  We recommend checking out or top ranked companies before moving forward with any company.


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