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Credit Restore USA

429 Lenox Ave #705
Miami Beach, FL 33139
(800) 216-2399


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Credit Restore USA is a small sized credit repair company located in Miami, Florida.

  • Results:  Credit Restore USA has plenty of testimonials but no copies of deletions.  With any testimonial it is impossible to verify its authenticity.
  • Experience:  We are unable to find any registered start date for Credit Restore USA or any information on the experience of the company owners or directors.  Generally, when a company's ownership has plenty of credit industry experience it will something that they actively promote on their website.
  • Types of Programs Offered  Credit Restore USA offers a standard dispute only program.  When you are truly trying to improve your credit score you will need more than just disputing and removing the negative and inaccurate accounts from your credit report.  You need to build new positive credit lines.  Credit Restore USA does not offer any means on establishing new positive credit.
  • Pricing and Value:  Their program has a $199 initial fee followed by $99 a month.  With no independent consumer reviews of the company online it is difficult to judge the value of the program vs the price.
  • Guarantee The Credit Restore USA guarantee is soft and you can only be eligible for a refund one month at a time.  There is no full service guarantee.  
  • Reputation/Reviews:   When searching Google for independent customer reviews for Credit Restore USA we were unable to find any.  This can speak to the size and scope of the company.  We have found that when a company is handling plenty of clients there will be plenty of customer reviews to be found online.
  • Time of Program:  Credit Restore USA does not disclose the time frame commitment on their website.  This makes it very difficult to set goals and expectations for your credit repair before enrolling.
  • Website Security Credit Restore USA does not include the ability to sign up online so website security is not an issue
  • Compliance:  We have found no compliance issues with Credit Restore USA

If you are looking at enrolling with Credit Restore USA it is important that you do all your research.   While they appear to be a reputable company with an affordable program there are some concerns.  We recommend looking into our top companies before moving forward with anyone.

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