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Edit Your Credit, LLC

117 West Gay Street, Suite 216
West Chester, PA 198382

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Edit Your Credit is a small sized credit repair company located in West Chester, Pennsylvania. The company is very small and only has a handful of employess which can be a cause for concern.  What happens to your credit and money if the company runs out of money, they take another job, or simply go on vacation?   Who will be there to handle your case and answer your questions?   

  • Results Edit Your Credit has plenty of testimonials but no copies of actual deletions.  With any testimonial it is impossible to verify its authenticity. 
  • Experience:  Edit Your Credit was started in 2006 and the owners experience is from disputing his own negatives on his credit report and then starting Edit Your Credit.  They have recently partnered with attorney Michael Forbes.    
  • Types of Programs Offered  Edit Your Credit offers a standard dispute program but not much else in the way of credit building.  They also offer every client full credit education as they go through the program.  While the do explain to clients the need for secured credit cards as a way to build credit during the program they do not have means of providing the cards through themselves or affiliates.
  • Pricing and Value:  The program has an initial $199 set up followed by $119 a month.  It is difficult to judge the value of their program as the reviews we have found online have been mixed.
  • Guarantee We have been informed by them they do have a full money back guarantee.  We do not know they full details of the guarantee.  You will have to call them for more information.
  • Reputation/Reviews  When doing a simple Google search for Edit Your Credit we have found several customer reviews while some have been positive we have found many negative.
  • Time of Program:  The time frame of the program is not specified on their website.  You have to call them for any specifics.
  • Website Security:  Edit Your Credit does not include the ability to sign up online so website security is not an issue
  • Compliance:  We have found no compliance issues with Edit Your Credit.

If you are looking at enrolling with Edit Your Credit it is important that you do all your research..  We recommend a looking into our top ranked companies before moving forward with any company.

Average Rating:


Reviewed by Jim B. on
All one needs to do is read the "client contract" to discover this is a total rip off business,
especially the last paragraph. And as far as that "prestigious" NACSO" rating this guy has on his web site, check that site too. A totally useless rating.

This kind of business should be illegal since anyone can get their FREE credit report and score by simply visiting, the only official US Government sponsored site. They offer you FREE help and guidance.

So you can either pay Neal a ridiculous amount of money to do this for you or you could save your $199.00 plus and do it yourself. His motto should be "There's a sucker born every minute", and he's banking on YOU to be that sucker.

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