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Gateway Credit

1415 N Loop W STE 200
Houston, TX 77008
(832) 548-8010

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Gateway Credit is a small sized credit repair company located in Houston Texas

  • Results:  The Company has testimonials online, but no copies of deletions. Testimonials are not really something to base an opinion off of since it is difficult to know if they are ever real or not. 
  • Experience We are unable to find the start date of the business or any information on the experience of the company ownership or directors
  • Types of Programs Offered  They have a standard dispute only program and typically these programs do not yield a high level of results. 
  • Pricing and Value:  Their program has a onetime enrollment fee of $249 followed by monthly fees of $99
  • Guarantee:  No money back guarantee is mentioned on their site which is definitely a concern when looking at any credit repair company.
  • Reputation/Reviews:   We were unable to find any reviews of the company on any independent websites. Being that the company is small that is really what that indicates. 
  • Time of Program:  The do not specify a minimum commitment for their program but do state that results generally take between 90 and 180 days. They do not specify whether they will charge you after 6 months, but doing so in Texas is a violation of state law. 
  • Website Security:  Gateway Credit does not include the ability to sign up online so website security is not an issue
  • Compliance Being in Texas the company is required to be bonded and registered with the Secretary of State.  We can find no record of the company being bonded or registered.  This is an alarming if this company is not registered and bonded as they are operating completely illegally if they are not. 

If you are looking at enrolling with Gateway Credit it is important that you do all your research as there appears to be some compliance issues.  There are many credit repair companies to choose from, but very few who are doing things the right way and actually get results. It is very important to choose a credit repair company who is in compliance with state and federal laws as it shows their commitment to operating legally and potentially their ability to take care of their clients.  

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