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JAIN Credit

016 W Jackson Blvd.
Chicago, IL 60607
1.800.306.7432


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JAIN Credit is a small sized credit repair company located in Chicago, Illinois. They have a very generic website that does not offer much information about the specifics of their credit repair program.  Also, the company appears to only have a few employees which can be a cause for concern.  When a company is that small there is always a worry they won't be able to provide great customer service and may run the risk of closure.  What happens to your payments and credit if they run out of money, take another job, or simply go on vacation?  

  • Results:  JAIN Credit has posted many testimonials but no copies of real deletion results on their website for you to browse and gauge. With any testimonial it's difficult to judge the authenticity.

  • Experience JAIN Credit was started in 2007 and from their website the owners have about 8 years of experience helping people repair their credit.  
  • Types of Programs Offered:   The JAIN Credit website states that they offer standard dispute programs to improve personal credit ad programs to help improve business credit.  They do not appear to offer any means for aquiring new positive credit lines which is very important in maximizing the credit score.
  • Pricing and Value The JAIN Credit website doesn’t mention the specific cost of any program.  You will have to call for more information.  
  • Guarantee The Company website states that it has a money back guarantee but it doesn’t specify any of the terms and conditions.  Any guarantee should always be specifically worded in writing in the agreement. Make sure you read all the fine print and fully understand any guarantee a company may offer. 
  • Reputation/Reviews When searching for independent customer reviews of JAIN Credit online we have been unable to any.  This speaks to the very small size of the company.  They may not have completed enough program to have built an online reputation.
  • Time of Program The website for JAIN Credit does not specify any details to the timing or terms on the website.
  • Website Security:  JAIN Credit does not have the ability to sign up through their website so web security is not an issue. 
  •  Compliance:  Without seeing their agreement it is tough to tell if they are in compliance with state and federal laws. 

If you are looking at enrolling with JAIN Credit it is important that you do all your research.  We recommend you look into our top recommended companies before moving forward with another company. 

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