This Review Has Been Read 3573 Times

Sorted by:
Top Recommended

Lighthouse Credit Solutions

5200 N. McColl Rd. Suite 4
McAllen, TX 78404

Preview by

Lighthouse Credit Solutions is a small sized credit repair company located in McAllen Texas.  With small companies this size there are usually just 1 or 2 employees doing all the work.  If they run out of money, take another job, or just go on vacation what happens to your money and credit.  This does not mean that Lighthouse Credit Solutions is not a good and upstanding company it just means with something as important as your credit and money you as the consumer need to take all the information you can find while doing your research and weigh the risks vs the reward when choosing a company to work on your financial future.

  • Results:  Lighthouse Credit Solutions has posted a few video testimonials but not copies of real results on their website for you to view.  With any testimonial it is hard to verify the authenticity of them and with no consumer reviews for them online it is hard for us to judge the quality of their results.
  • Experience The experience of Lighthouse Credit Solutions is hard to determine.  Generally speaking if a company has a lot of experience in the credit repair industry or even in the lending industry they will promote that.  With Lighthouse Credit Solutions they do not provide any information in regards to their background in the industry.
  • Types of Programs Offered:   The website for Lighthouse Credit Solutions offers zero information on the details or specifics of their credit repair program.   To get any information in regards to what types of negatives they work with, the time frame of their program, or the cost for their program you will have to call them directly.
  • Pricing and Value:  The value for the Lighthouse Credit Solutions  program is impossible to determine as they provide no information on the cost or results for their program.  When judging a program’s value you will need to weigh the experience, size, and program price of the company.
  • Guarantee:  The website for Lighthouse Credit Solutions does not disclose what if any money back guarantee they may have.  When a company has strong belief in the services they provide they will generally offer and promote a very customer friendly money back guarantee.  If a company does not promote any service money back guarantee it can be a cause for concern.   Legacy Credit Services and Consulting may indeed have one but it is not something that they advertise.
  • Reputation/Reviews We are unable to find any independent consumer reviews on Lighthouse Credit Solutions.   This speaks to the size and scope of a company.   When a company is actively handling a large client base you should be able to find something in way of reviews on a company whether it is positive or negative.  When there are no reviews to be found on a company it generally means they are not handling enough clients to have a real presence.
  • Time of Program:  The Lighthouse Credit Solutions does not specify the time frame of their credit repair program.  You will need to call them for any program specifics.
  • Website Security Lighthouse Credit Solutions does not include the ability to sign up online so website security is not an issue
  • Compliance It appears that Lighthouse Credit Solutions may have some compliance issues.  When you are a credit repair company located in Texas your required to be bonded and to be registered with the office of the Secretary of the State of Texas.  According to the Secretary of State website the file status for their company is closed.  This is something you will definitely want to bring up when talking with them.

If you are looking at enrolling with Lighthouse Credit Solutions it is important that you do all your research as there may be some compliance issues.   We recommend that you look into our top ranked companies before moving forward with another company.

Average Rating:


Reviewed by Belinda Martinez on
I honestly never thought I would accomplish getting a good credit score that day came today!! My credit score started in the 500's and today I have a 708! Thank you credit solutions for helping me accomplish this!!
Reviewed by Jesse Villegas on
Words can not describe how I feel! We came across Lighthouse about a year ago and always wanted to do something with our credit but never had the chance to stop by, until 7 moths ago! My wife and I went to speak to Kathy and she was very helpful and very knowledgable and she assured us that we would be able to purchase a home after we had a bad year back in 2009, we lost our home and we also had to let go of many credit cards due to my mother in law falling ill back in min 2009... Long story short we have over come many obstacles and Lighthouse has been there for us and we are now proud to say we will become home owners once more! With the grace of God and his Angel Kathy, we have now closed on our home and we will be getting our keys to our home in a week! Process was for a year but she was able to complete it within 7 months! Both my wife and I are very grateful! I would highly recommend Lighthouse Credit Solutions to anyone seeking to repair their credit and find that freedom of credit again! Its an amazing feeling, you wont regret it! Its worth every penny! Good luck! Mr. Villegas of Corpus Christi!
Reviewed by Marc Lucio on
I feel your rating system is very unfair. You say because we are a small business we can: run out of money, take another job, or go on vacation compromise our clients topersonal information? Or imply that we would steal our clients money? We have been in business since 2001. He have helped THOUSANDS of client all over the state of Texas and beyond for over 14 years. We are the oldest and biggest credit repair company in our region. We are also the ONLY company locally that offers a MONEY BACK GUARANTEE. The detail to our money back guarantee are clearly spelled out in our contract. Our website has basic information because we do business online. Our business is done face to face and over the phone. If you would like to see video and testimonials I encourage you to check us out on Facebook and see the hundreds of negative accounts we delete on a weekly basis, the great customer reviews, and amazing news of clients getting qualified for new autos and homes. Please feel free to give us a call for and questions you might have about our company we would be more than happy to take your call. 956-688-8189. Respectfully - Marc Lucio

Leave a Review

Get in touch

 addressed.png    New York, USA

Social Connection

ffb.png  Facebook

ftwitter.png  Twitter

fgplus.png  Google +

fyoutube.png  Youtube

Copyright © 2019.