Loan Ready Program is a credit repair company in Texas. While they appear to be a reputable company there are some concerns to be aware of.
Results: Loan Ready Program does not have any testimonials on their website nor do they have any actual copies of real deletion letters. This makes it very difficult for us to gauge if they are indeed getting results for their clients.
Experience: The experience of Loan Ready Program is hard to determine. We can find no start date for the company or any information on the industry experience of the owners or company directors. Generally when a company has plenty of expertize and experience it will be something that they promote on their website.
Types of Programs Offered: The Loan Ready Program website states that they will pull your credit reports and devise a plan a to remove inaccurate information to improve your credit score. After which they will help to get you in touch with a mortgage lender to get you approved for a home. They do have partnerships with a few mortgage lenders which is a good thing.
Pricing and Value: The Loan Ready Program website doesn’t mention the specific cost of any program. You will have to call for more information.
Guarantee: The website for Loan Ready Program website does state that they have a full money back guarantee if you are not satisfied with the results.
Reputation/Reviews: We cannot find any independent reviews for the company online. This may be due to the fact that the company appears to be very new and may not have had time handle enough clients to generate any reviews.
Time of Program: The website for Loan Ready Program doesn’t mention how long their program is for but know that companies located in Texas can only have programs that last 6 months in length or shorter by state law.
Website Security: Loan Ready Program does not have the ability to sign up through their website so web security is not an issue.
Compliance: Without seeing their agreement it is tough to tell if they are in compliance with state and federal laws.
If you are looking at enrolling with Loan Ready Program it is important that you do all your research. They appear to be a very small company that is very new to the industry.