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My Credit Group

810 Los Vallecitos Blvd. Suite A
San Marcos, CA 92069
(800) 430-7494


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My Credit Group is a small sized credit repair company located in San Marcos, California.  There is some issue if they are actually located in California.  They are registered as a business in California but the mailing address posted on their website is for a P.O. Box in Fort Worth, Texas.   This may mean that are using another company to handle their backend and disputing.  We are not sure but this is a question that you will want to ask when having a consultation with them.   With something as important as your credit and money it is always a must to know exactly who is handling your case.

  • Results:  My Credit Group has posted a video testimonials but not copies of real results on their website for you to view.  With any testimonial it is hard to verify the authenticity of them.
  • Experience:  The experience of My Credit Group is hard to determine.  The start date of the company was in the year 2000 but we can find no information regarding the experience of the company directors.  Generally speaking if a company has a lot of experience in the credit repair industry or even in the lending industry they will promote that.  With My Credit Group they do not provide any information in regards to their background in the industry.
  • Types of Programs Offered:   At My Credit Group they state that they work on removing any types of negative accounts from your credit reports and will work with you on building new positive credit as you complete the program.
  • Pricing and Value:  The cost for My Credit Group program is $99 initial followed by $69 a month.  It is hard to determine the exact value of their services as the reviews we have found online have been mixed.
  • Guarantee The website for My Credit Group States that they do have a risk free guarantee but do post any of the terms and conditions.  Generally speaking a company with a strong and customer friendly guarantee will advertise it clearly with all terms and conditions posted.
  • Reputation/Reviews:  With a simple Google search we found several negative independent consumer reviews of the company online.   This is something that you would want to address with them during your consultation.
  • Time of Program:  They do not provide an exact time frame for their program but do state that most clients finish the program within 3-6 months.
  • Website Security:  My Credit Group does not include the ability to sign up online so website security is not an issue
  • Compliance It appears that My Credit Group is compliant with the laws regulating credit repair.

If you are looking at enrolling with My Credit Group it is important that you do all your research.  There are some issues regarding their address and we have found several negative reviews of the company online. We recommend that you look into our top ranked companies before moving forward with another company.

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