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Platinum Credit Now

205 W. Franklin St.
Centerville, OH 45459
(937) 449-0911


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Platinum Credit Now is a small sized company located in Centerville, Ohio.  They are not a credit repair company in the true sense of the word.  They are rather a company where you sign up for a credit coaching service where they will direct you on how to improve your credit yourself.   They only have a local phone number and may not handle clients outside the Centerville area.  Repairing your credit can be done by yourself but with ever changing credit reporting laws it can be confusing and arduous and you may want to find an experienced company that will do the work for you.

  • Results:  Platinum Credit Now has posted a few testimonials but not copies of real results on their website for you to view.  With any testimonial it is hard to verify the authenticity of them and with no consumer reviews for them online it is hard for us to judge the quality of their results.
  • Experience:  The experience Platinum Credit Now is hard to determine.  The company was started in 2008 but we can find no information on the experience of the company directors.  Generally speaking if a company has a lot of experience in the credit repair industry or even in the lending industry they will promote that.  With Platinum Credit Now they do not provide any information in regards to their background in the industry.
  • Types of Programs Offered  They offer a coaching program where you will pay a membership costs that last for 6 months and during that time you will be able to consult with their team who will help you devise a plan for you to fix your own credit.
  • Pricing and Value:  Platinum Credit Now costs $399 for a 6 month membership.   If is tough to judge the value of their program as you are the one required to do the entire credit repair yourself.
  • Guarantee:  The website for Platinum Credit Now does not disclose what if any money back guarantee they may have.  When a company has strong belief in the services they provide they will generally offer and promote a very customer friendly money back guarantee.  If a company does not promote any service money back guarantee it can be a cause for concern.   Platinum Credit Now may indeed have one but it is not something that they advertise.
  • Reputation/Reviews:  We are unable to find any independent consumer reviews on Platinum Credit Now.   This speaks to the size and scope of a company.   When a company is actively handling a large client base you should be able to find something in way of reviews on a company whether it is positive or negative.  When there are no reviews to be found on a company it generally means they are not handling enough clients to have a real presence.
  • Time of Program:  A membership for their program is 6 months.
  • Website Security:  Platinum Credit Now does not include the ability to sign up online so website security is not an issue
  • Compliance:  We have found no compliance issues with Platinum Credit Now.

If you are looking at enrolling with Platinum Credit Now it is important that you do all your research.  Remember when you enroll with them you are responsible for all the actual credit repair work yourself. We recommend that you look into our top ranked companies before moving forward with another company.

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