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Southern Credit Repair

2305 S Custer Rd
McKinney, TX 75070
(214) 995-3998


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Southern Credit Repair is a small sized credit repair company located in Mckinney, Texas.  Their website lists their address as a residential townhome and the phone number they have listed is a local number.  We can have been unable to find a standard business address for the company which is a huge concern.   When a company is successful and handling large amounts of clients they will generally have an office.  If a company does not have a business address listed it raises red flags.  Likely, this means that they are not nearly as secure as it needs to be as it handles your personal information.  With small companies there are usually just 1 or 2 employees doing all the work.  If they run out of money, take another job, or just go on vacation what happens to your money and credit.  This does not mean that Southern Credit Repair is not a good and upstanding company it just means with something as important as your credit and money you as the consumer need to take all the information you can find while doing your research and weigh the risks vs the reward when choosing a company to work on your financial future.

  • Results:  Southern Credit Repair has posted a no testimonials but some copies of real results on their website for you to view.  With any testimonial it is hard to verify the authenticity of them and with no consumer reviews for them online it is hard for us to judge the quality of their results.
  • Experience The experience of Southern Credit Repair is hard to determine.  We have been unable to find any registered start date for the business or any information on the experience of the company directors.  Generally speaking if a company has a lot of experience in the credit repair industry or even in the lending industry they will promote that.  With Legacy Credit Services and Consulting they do not provide any information in regards to their background in the industry.
  • Types of Programs Offered  The website for Southern Credit Repair offers zero information on the details or specifics of their credit repair program.   To get any information in regards to what types of negatives they work with, the time frame of their program, or the cost for their program you will have to call them directly.
  • Pricing and Value:  The value for the Southern Credit Repair program is impossible to determine as they provide no information on the cost or results for their program.  When judging a program’s value you will need to weigh the experience, size, and program price of the company.
  • Guarantee:  The website for Southern Credit Repair does not disclose what if any money back guarantee they may have.  When a company has strong belief in the services they provide they will generally offer and promote a very customer friendly money back guarantee.  If a company does not promote any service money back guarantee it can be a cause for concern.   Southern Credit Repair may indeed have one but it is not something that they advertise.
  • Reputation/Reviews:  We are unable to find any independent consumer reviews on Southern Credit Repair.   This speaks to the size and scope of a company.   When a company is actively handling a large client base you should be able to find something in way of reviews on a company whether it is positive or negative.  When there are no reviews to be found on a company it generally means they are not handling enough clients to have a real presence.
  • Time of Program:  The Southern Credit Repair does not specify the time frame of their credit repair program.  You will need to call them for any program specifics.
  • Website Security Southern Credit Repair does not include the ability to sign up online so website security is not an issue
  • Compliance We can find no compliance issues with Southern Credit Repair

If you are looking at enrolling with Southern Credit Repair it is important that you do all your research.  Not having a physical office and just having a local Dallas phone number speaks volumes to the size and scope of the company. We recommend that you look into our top ranked companies before moving forward with another company.

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