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United Credit Education Services

Farmington, MI 48332

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United Credit Education Services is a small sized credit repair company in Michigan. Their website says they have a PO box in Farmington, Michigan.  However, there is not listed business address which is a huge concern.  If a company is successful usually they will grow and if they have any amount of business they would have an office. If a company has no business address listed that raises a lot of red flags. Most likely that means the small company is working out of a home which is likely not near as secure it needs to be to handle your personal information.  As well, a small company means 1 or 2 people are likely doing all the work.  What happens to your money and credit if they take another job, run out of money, go on vacation, etc. This does not mean United Credit Education Services is not a good company it just means with something as important as your credit you as the consumer need to take all the information you can find while doing your research and analyze the risks vs the reward when choosing a company you are going to hire when dealing with your credit. 

  • Results:  United Credit Education Services has posted many testimonials and copies of real deletion results on their website for you to browse and gauge however there is no way for us to verify them.  

  • Experience The experience of United Credit Education Services is hard to determine.  The company has been in business since 1997 but not much information can be found on the directors of the company and their experience in the industry. Typically, if there is a lot of experience in the company that is something they will promote however and we don't see a lot of that. 
  • Types of Programs Offered:   The United Credit Education Services website doesn’t offer any specifics about the programs that they offer.  You will have to call directly for more information. 
  • Pricing and Value The United Credit Education Services website doesn’t mention the specific cost of any program.  You will have to call for more information.  However, value is directly tied to results and with the background, size, and complaints on the company you really have to consider what that value might be. 
  • Guarantee The United Credit Education Services website has no mention of a money back guarantee.  We have found that when a company has confidence in their program they will have a very customer friendly guarantee.  United Credit Educations Servces may indeed have one but it is not something they are choosing to adverise.
  • Reputation/Reviews:  When doing a Google search for United Credit Education Services we were unable to find any independent reviews of the company.  This is most likely do to their small size.  They may not be handling enough clients to have built a reputation.
  • Time of Program:  The website forUnited Credit Education Services does not specify any details to the timing or terms on the website.
  • Website Security:  United Credit Education Services does not have the ability to sign up through their website so web security is not an issue. 
  •  Compliance:  Without seeing their agreement it is tough to tell if they are in compliance with state and federal laws. However, if they are working out of a home instead of an office there could potentially be many compliance issues in regards to security of personal information. 

If you are looking at enrolling with United Credit Education Services it is important that you do all your research.  Not having an office can definitely raise some concerns . We recommend you look into our top recommended companies before moving forward with another company. 

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