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USA Credit Restoration

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800-786-1330


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USA CREDIT Repair is a credit repair company.  There is not listed business address which is a huge concern.  If a company is successful usually they will grow and if they have any amount of business they would have an office. If a company has no business address listed that raises a lot of red flags. Most likely that means the company is working out of a home which is likely not near as secure it needs to be to handle your personal information.  As well, a small company means 1 or 2 people are likely doing all the work.  What happens to your money and credit if they take another job, run out of money, go on vacation, etc. This does not mean USA Credit Repair is not a good company it just means with something as important as your credit you as the consumer need to take all the information you can find while doing your research and analyze the risks vs the reward when choosing a company you are going to hire when dealing with your credit. 

  • Results USA Credit Repair has posted a couple testimonials but no copies of real deletion results on their website for you to browse and gauge however there is no way for us to verify them.  

  • Experience The experience of USA Credit Repair is hard to determine.  We can find no registered start date for the business and no information on the experience of the ownership or directors.  Generally, when a company has plenty of credit industry experience it will be something that they promote on their website. USA Credit repair does not do that.
  • Types of Programs Offered  The USA Credit Repair website doesn’t get any specifics about the programs that they offer.  You will have to call directly for more information. 
  • Pricing and Value:  The USA Credit Repair website doesn’t mention the specific cost of any program.  You will have to call for more information.  However, value is directly tied to results and with the background, size, and complaints on the company you really have to consider what that value might be. 
  • Guarantee The Company website states that it has a money back guarantee but it doesn’t specify any of the terms and conditions.  Any guarantee should always be specifically worded in writing in the agreement. Make sure you read all the fine print and fully understand any guarantee a company may offer. T
  • Reputation/Reviews:  We can find no independent consumer reviews online for USA Credit Repair.  This is most likely do to the very small size of the company.  They may not have handled enough clients to have been able to build a reputation. 
  • Time of Program The website for USA Credit Repair does not specify any details to the timing or terms on the website.
  • Website Security:  USA Credit Repair does not have the ability to sign up through their website so web security is not an issue. 
  •  Compliance Without seeing their agreement it is tough to tell if they are in compliance with state and federal laws. However, if they are working out of a home instead of an office there could potentially be many compliance issues in regards to security of personal information. 

If you are looking at enrolling with USA Credit Repair it is important that you do all your research.  Not having an office can definitely raise some concerns. We recommend you look into our top recommended companies before moving forward with another company. 

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